TMG Weekly Rate Watch — The Mortgage Geezer

Updated Every Monday

TMG Weekly Rate Watch

The best mortgage deals in the market — curated by Darryl

📅 Last updated 6th July 2026

Bank of England Base Rate

3.75%

Held at latest MPC decision · Next decision: 30 Jul 2026

🏠 Best First-Time Buyer Rates

Barclays

5-year fix · 95% LTV · No Fees · Free Valuation

5.09%

No fee

Coventry

5-year fix · 90% LTV · No Fees · Free Valuation

4.65%

No fee

Accord

5-year fix · 85% LTV · £495 Fee · Free Valuation

4.62%

£495 fee

🔄 Best Remortgage Rates

HSBC

5-year fix · 60% LTV · No Fee · Free Val + Legal

4.59%

No fee

Leeds BS

5-year fix · 75% LTV · No Fee · Free Val + Legal

4.70%

No fee

Leeds BS

5-year fix · 70% LTV · No Fee · Free Val + Legal

4.62%

No fee

🏢 Best Buy-to-Let Rates

Santander

5-year fix · 65% LTV · No Fee · Free Val + Legal

4.73%

No fee

Santander

5-year fix · 75% LTV · No Fees · Free Val + Legal

4.59%

£1,749 fee

Want your personalised rate?

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