Updated Every Monday
TMG Weekly Rate Watch
The best mortgage deals in the market — curated by Darryl
📅 Last updated 17th August 2026
Bank of England Base Rate
3.75%
Held at latest MPC decision · Next decision: 17 Sep 2026
🏠 Best First-Time Buyer Rates
Barclays
5-year fix · 95% LTV · No Fee · Free Valuation
5.30%
Best rate
NatWest
5-year fix · 90% LTV · £995 Fee · Free Valuation
4.82%
Best rate
Coventry
5-year fix · 85% LTV · No Fee · Free Valuation
4.79%
Best rate
🔄 Best Remortgage Deals
HSBC
5-year fix · 60% LTV · No Fees · Free Valuation + Free Legal
4.79%
Best rate
HSBC
5-year fix · 75% LTV · £999 Fee · Free Valuation + Free Legal
4.78%
Best rate
HSBC
5-year fix · 70% LTV · £999 Fee · Free Valuation + Free Legal
4.78%
Best rate
🏢 Best Buy-to-Let Remortgage Rates
The Mortgage Works
5-year fix · 65% LTV · No Fee · £340 Valuation + Free Legal
4.82%
Best rate
The Mortgage Works
5-year fix · 75% LTV · No Fee · £340 Valuation + Free Legal
4.96%
Best rate