Updated Every Monday
TMG Weekly Rate Watch
The best mortgage deals in the market — curated by Darryl
Bank of England Base Rate
3.75%
Held at latest MPC decision · Next decision: 5 Nov 2026
🏠 Best First-Time Buyer Rates
Leeds Building Society
2-year fix · 95% LTV · £1,499 Product Fee · Free Survey
5.50%
Best rate
Halifax
2-year fix · 90% LTV · £999 Fee · £100 Valuation Fee
5.33%
Best rate
Halifax
2-year fix · 85% LTV · £999 Fee · £100 Valuation Fee
5.26%
Best rate
🔄 Best Remortgage Deals
Halifax
2-year fix · 85% LTV · Free Valuation + Free Legal · £1,999 Product Fee
5.33%
Best rate
Halifax
2-year fix · 80% LTV · Free Valuation + Free Legal · £999 Product Fee
5.34%
Best rate
Halifax
2-year fix · 75% LTV · Free Valuation + Free Legal · £999 Product Fee
5.23%
Best rate
Halifax
2-year fix · 70% LTV · Free Valuation + Free Legal · £999 Product Fee
5.23%
Best rate
Barclays
2-year fix · 60% LTV · Free Valuation + Free Legal · £999 Product Fee
4.91%
Best rate
🏢 Best Buy-to-Let Remortgage Rates
BM Solutions
5-year fix · 65% LTV · £1,800 Fees · Free Valuation + Free Legal
4.92%
Best rate
NatWest
5-year fix · 75% LTV · £1,999 Fees · Free Valuation + Free Legal
5.06%
Best rate